A crossover is not a brick wall. The sound will begin to lessen starting at 70Hz and as it goes lower, the sound level will drop off, but they will still be playing sounds down to at least 40Hz, depending on the slope of the crossover. Adjusting the sub's x-over will not affect the crossover point of the main speakers, only the frequency sent to the sub, so that means you will need to manually blend them together to get the response you are after. "Overlap" is a function of the crossover, and manually adding overlap may NOT be a good thing. The best way to adjust this will be with an SPL meter and test tones, or as Sheep mentioned, let the receiver handle the crossover.