You could pull the amp off and see if it is something obvious, but it probably will need to be replaced.
I had a Velodyne HGS-18 that did that. It was really obvious though because the amp smelled. Then I replaced it, and maybe six months later it did it again. Finally gave up on it figuring their amp just sucks. Had so little in it I didn't want to put more money into it.
If you don't want to spend 545, you could try another (cheaper) plate amp. Although if it doesn't fit it will become a project.
I agree. You'd need some pretty sophisticated test equipment and knowledge to repair the amp yourself. You could ask around locally about repairing it, but I don't know how much that'll save you. It would at least tell you if the amp really is bad.
Before spending the $550 on a new amp, you'll want to check your driver to make sure it didn't get damaged. Even if it's not scraping, the voice coil could be damaged, the surround could have torn, etc. Definitely give it a thorough look.
What type of sub do you have? Some subs (especially sealed) have EQ built into the factory amps. I don't know how to check that besides calling the company. I think that's something to find out before buying a cheaper plate amp. You can get around that with an external EQ, but that would be a project in itself.