Well I finally made a decision!
I took a trip to a local audiophile store and learned a lot, and realized I needed to up my budget a bit in order to get a quality receiver, and ultimately one that I can build off of and get some time out of.
I was debating between the Onkyo 607 and the Yamaha V663BL, and I decided on the Yamaha, http : //www . yamaha.com/yec/products/productdetail.html?CNTID=567571
My reasons for choosing are primarily the pre-out connections, allowing me to add an amplifier down the road. Also, the Yamaha has the iPod dock support which I have been told provides better quality sound over an iPod to receiver audio cable. I was not concerned about the HDMI inputs, 2 is all I will ever need, so I am really looking forward to this getting here and hooking it up!
PS if anyone is considering those Pioneers I mentioned earlier in the thread, well just FYI, they feel pretty cheap in the store, and they are light. There was a considerable difference in build quality between comparable Yamaha models, so thats something to take into account.
Thanks for all the help everyone, now I just need a new entertainment center, and will hopefully be getting a plasma over the holidays!