Multiple crossovers
Maybe someone with an HK can try this test. Set the crossover on the center and/or main channels is high as possible and the remaining speakers to a normal 60-80 Hz setting. Is some of the dialog lost or does it get routed to the sub? If the flagship Denon cant do this correctly, then I doubt many other receivers would.
THX and Dolby recommend an 80 Hz crossover and all speakers set to small, making the multiple crossovers unnecessary. If you have floorstander mains or crummy surround speakers then there may be some benefit if the bass management handles the multiple crossovers properly.
For example it your satelite type surrounds only play down to 100 Hz and distort when they try to lower frequencies then there would be a benefit to a higher crossover for the surrounds. However, if you have such underperforming speakers, then you probably don't need a high end receiver with multiple crossovers.