Thanks for the reply already. Yeah, the debt thing isn't the greatest but I'm touched with a bit of OCD when it comes to certain things. If I get the idea in my head, there's pretty much no stopping it. And I am earning pretty good money at the moment too doing some teaching on the side, so it's not all bad.
I can handle a wait for the stuff, but what worried me about Etronics and all of the other similarly listed sellers that show up on nextag or bizrate were the cases of incorrect items, remanufactured being sold at new price, items never being received, etc. However, if a few other people show up in support maybe I'll consider buying.
I should say I'm in a real house, not just a dorm room, and frequently have people over for movies. And I've already invested enough that I can't back down now. The projector, screen, Velodyne DPS-12, and a start on the Polk speakers. My existing ones worked (some older JBLs and others), but I know how much better it can get. These people don't know (or maybe they do know) how lucky they are to have me as a friend.
For the computer, I've already got a Harman Kardon HK-3480 (just got it!). The speakers in there right now are some Sony bookshelves and JBL sub, all bought in an uncontrollable fit of poverty some years back. Out of consideration for the roommates (I have rather eclectic musical tastes) though I mostly listen on my lovely Sennheiser HD 600s so have managed to put up with the molestation of my ears when not using the 'phones thus far. I'm about to change to possibly some Wharfedales (the Diamond 8s with the maple wood/champagne front are pretty!!!) or Axioms or something like that. $300-400 range budgeted for those.
But yeah, my main concern now is finding enough cheap power to run what I'm getting for the theater.