Glanced over the NEC, you should have 2 or more small appliance circuits that are 20A. These will serve all wall, floor, and countertop outlets/receptacles and the receptacle for refrigeration. Also, there's an exception for refrigeration in that you can have another branch circuit of 15A or more for the purpose of refrigeration. There's another exception in that a different general purpose branch circuit can feed a switched receptacle in the kitchen area (ie, a light switch).
If you have a copy, it's 210.11C(1), 210.52A,B,C, and 210.70A that I found the info in. Not much fun to read. Simpler to probably just call an electrician friend if you have such a person that familiar with code in your area as well.