I will make some SNAP recommendations - then ask you a bunch of questions.
FYI: I am linking to a company I have gone with for purchases ONCE before in my life and had good luck with. I have no ties to them and if you find something better/cheaper I recommend you go that route. But, I am just using them to give you a very good price level for comparison. Likely you have seen much higher pricing on inferior products.
cfriedberg said:
1. Family room. Left, Right front and rear speakers plus center channel and woofer
http://audiophileliquidator.com/product_info.php?products_id=1460&osCsid=c7519ec6eab3c2be03eda37e16caa5cc
For all speakers - this is the critical listening area and on a budget, this price is pretty much impossible to beat for 3-way in-wall speakers.
I am ASSUMING your subwoofer is NOT in-wall? If it is, plan to spend a fair bit of change to get it connected properly!
cfriedberg said:
2. Master Bed - left and right front
A good listening area deserves decent speakers...
http://audiophileliquidator.com/product_info.php?products_id=53&osCsid=c7519ec6eab3c2be03eda37e16caa5cc
cfriedberg said:
3. Master Bath, 2 ceiling
One of the worst listening areas possible...
http://audiophileliquidator.com/product_info.php?products_id=49&osCsid=c7519ec6eab3c2be03eda37e16caa5cc
cfriedberg said:
4. Dining Room, 2 ceiling.
Middle of the road:
http://audiophileliquidator.com/product_info.php?products_id=48&osCsid=c7519ec6eab3c2be03eda37e16caa5cc
cfriedberg said:
5. Kids play/tv room, left and right
http://audiophileliquidator.com/product_info.php?products_id=55&osCsid=c7519ec6eab3c2be03eda37e16caa5cc
cfriedberg said:
6. My study, left and right
http://audiophileliquidator.com/product_info.php?products_id=55&osCsid=c7519ec6eab3c2be03eda37e16caa5cc
cfriedberg said:
7. Outdoor, left and right.
Where are these located? I would use an 'outdoor speaker' such as these...
http://audiophileliquidator.com/product_info.php?products_id=254&osCsid=c7519ec6eab3c2be03eda37e16caa5cc
You still have to consider how you are going to distribute audio, control sources, select sources, and power all the speakers in all of these locations. While some newer A/V receivers offer two and sometimes three zones, their built in amplifaction really isn't designed for it and you will be better served by a good external amp, preferably one that individually sends power to each pair of speakers throughout the home.
Like this:
http://audiophileliquidator.com/product_info.php?products_id=201&osCsid=c7519ec6eab3c2be03eda37e16caa5cc
There are other companies out there that have top notch product including Niles and Speakercraft as well as a ton of other speaker companies, but I'm hard pressed to say that any of them are really a lot better than others. There are also CHEAP companies that are nothing more than that. They make cheap stuff that doesn't sound that great and is very inexpensive. But, on eBay you may be happy picking up some AudioSource speakers that sound alright for the money. I use them in my garage and don't complain.
In your family room, you MUST make sure that wiring for your subwoofer has been done correctly. What type of speaker and what type of wiring is in place for that speaker?
Is your home still under construction (pre-drywall) or is it almost done?
Do you have a realistic budget and do you have any info on quotes you have already received?
Do you plan to do all the speaker installs yourself or let someone else do it?
I strongly recommend, that in areas where insultion is going up that you may want to try to get into your home after drywall and BEFORE insulation goes in place and install all the speakers. You can make a mess on your uncarpeted floors and then they will put insulation in around the speakers. Speaker trim rings can also help with this process.
Your budget matters a great deal. Some people consider $150.00 a speaker to be way to much, even though that tends to be closer to the bottom of the spectrum for in-wall speakers. If your budget for all the speakers (18 in total!) is less than $2,000 then you may have some issues. I would think about $3,000 is the minimum you should be looking to spend if doing the work yourself... and buying online! MSRP and retail stores will jack pricing up another 30% or more at least.