The crossover should be set
above the -3dB point of the main speakers. How far above depends on the specific details; normally, 20-30 Hz above works well. Since your speakers are rated for (unfortunately, without a tolerance specified)
44 Hz, you should set the crossover
above that point. The center should be set
above 60 Hz and the rear speakers
above 47 Hz.
Now, most speakers are designed to be able to handle a full range signal, so with reasonable volumes, you will not hurt them running them full range. But they are not going to be giving you deeper bass than they are able, and you will increase distortion and effectively decrease the maximum power from the receiver, as it will be amplifying deep bass that the main speakers will not be able to reproduce as well as the rest of the frequency spectrum that they can reproduce.
From your description, it sounds like you like having excess bass. If your subwoofer can handle it, you can turn it up higher than your automatic setup system sets it. You can also turn up the bass generally, if you have a control for it.
In all cases, if you hear distortion (that is not part of the original recording), you are straining your system and should turn it down until you do not hear any distortion.