I use WinISD pro for all of my projects. I have found that it is pretty accurate (box response), as far as the crossovers, it has a crossover program for 2 ways. I just model everything in there (too lazy to pick up a calculator) and cascade them. The key to any design is research. You have to know what your goal is, and then figure out how to get there, on paper. Then you can start soldering stuff together.