Just picked up (well, leased) a '26 Land Rover Defender last week and figured I'd do the responsible thing and shop around for insurance. First surprise? GEICO, my current provider, was only $15 more every six months compared to what I was paying on my 2024 BMW M440i. That was a happy surprise.
Here's where it gets interesting. When I started getting quotes from other insurance companies websites, they already had my current mileage on the car (82) I leased five days ago. They had it, and they were using that to calculate my estimated annual mileage. WTF
Between web history, cell phone data, connected car systems, card transactions, and lord knows what else these companies are pulling, it's a lot. I knew some of this was happening in the background, but when you're in the middle of closing a deal and throwing money around, I should have known better.
It was enough to make me pump the brakes. I went and found the opt-out page on their site, then used Claude.ai to draft a proper opt-out email based on US and Illinois privacy laws. Sent it off. Now they're limited to sharing my data only with Emergency Services, Towing Companies, and Jaguar/Land Rover internally.
Lesson Learned. Take the Time to read the T&Cs and Data Privacy associated with your auto's mobile app and check their web site. They already made $$$$ from my car, the can live without my Data!
For those using the Land Rover, or any car manufacturer's phone apps, which I am sure is a lot of us, I'd strongly suggest doing a data privacy audit. It takes maybe 30 minutes and it's worth it.
- Opt Out & Have them delete any data currently held