There are two things to remember. The first is mentioned by jcPanny; the settings on your receiver likely allow you to have deep bass going to both the main speaker and the subwoofer. Make sure the receiver is set to "small" (or the equivalent word if Panasonic uses something else) for the main speakers (all of them, really), and if there is a subwoofer menu that gives three choices, "On", "Off", "Both" [sub and main], set it to "On", not "Both". You can consult your owners manual for details on this.
The second thing to remember is that a crossover point is where things start to be diminished. With a crossover setting of 100 Hz, it isn't normal for a receiver to send 99 Hz to the subwoofer only, and 101 Hz to the main speakers only. What it does is diminish the frequencies being sent to the other thing, so that 99 Hz is still going to the main speakers, only not as loud as it would without the crossover, and 98 Hz a little lower still, and 97 Hz even lower, etc. So, if you play test tones, you should be hearing things in your main speakers below 100 Hz.