There is also a safety issue. People are under the impression that a 15A circuit won't offer more than 15 amps to flow to the outlet. Absolutely not true ... whatever current your electrical devices ask for, the power system will try to deliver. That is why electrical fires are an issue.
Breakers do not measure current; they measure heat which is correlated to current. In other words, they *should* trip if more than 15A is demanded, but what they really will do is trip if the heat that a typical 15A draw generates is exceeded. It's not an exact relationship or a go/no go situation if you are measuring current draw ... because it's heat based, there is a time component where you can draw more than 15A if it's not sustained for long.
Another issue is the age of the breaker ... every time it trips, it degrades a little bit in a somewhat unpredictable manner. After a number of trips, it may no longer sense the heat correctly and may allow higher currents to flow. Again that can cause a fire hazard; remember it's not just the breaker that heats up, it's the entire 14GA line to the outlet.
If you want sustained high current draw from a circuit, going 20A (breaker, line, outlet) is not a bad idea. Even if the total draw never exceeds 15A, you have a safety margin to keep things safe, the 12GA line will tolerate more current without heating up as much, and there is always the ability to draw more available when needed, if needed.
Electricians have a dirty little secret ... they are cheapskates. They charge a lot for labour, and if they can install 50cent outlets they will. The parts cost for the upgrade isn't huge, and the labour charge is exactly the same. It's not like you are asking for 20A everywhere in the home, where the parts cost can become an issue.